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Davies Finance

Well here are some friendly tips on how to save up that little extra cash so you can buy the house you have always dreamed about, so here is some advice of what you should do before you start saving up for a Mortgage.

You must make sure that you know how much money you have coming in and coming out of your bank account, and how much you can save each month.

To make this easier for yourself you can set aside how much comes out of your bank ect.

The main problem should be the Bills as this can be quite costly for it all adds up in the end.

  • Council tax
  • Water bill
  • Electricity and gas
  • Internet package

And so forth, so when you have indentified how much money is coming in and out you can then try and save up some money.

You must make sure that you have no outstanding debts left, as you cannot save up for a mortgage when you are still trying to pay off your debts so make sure that all your debts have been cleared off first.

To try and save more money we would advise you to shop around for ways to save money like trying to find a better source of cheaper gas and electricity, telephones and also your internet package e.g. and so forth, if you do manage to find a cheaper alternative you will find out that this will save you more money.

Spending a little less on food and even petrol on your car, you can try and take your bike or even a jog instead of your car. This won’t just help you save on money but it will also make you healthier and less damage to the environment.

When you know how much is coming in and out of your bank you can then see what you can do next weather you have enough to save up for a mortgage or not.

So at Davies Finance we offer impartial advice based on the most suitable deals available in the whole market. We also offer quality impartial advice, as well as discretion and high levels of service.

Whether you are looking to move home or just looking to re-mortgage, please call us on 0845 077 9117 to discuss your specific requirements.

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